Tag: Buy Now Pay Later

Navigating the Future of Co-brand Credit Cards: Trends and Challenges

Navigating the Future of Co-brand Credit Cards: Trends and Challenges

Despite market challenges, co-brand credit cards are poised for significant growth through 2030. With only 25% of U.S. consumers currently holding co-brand cards (versus 69% with general-purpose cards), issuers face substantial acquisition opportunities. Strategic targeting of underrepresented segments—particularly higher-income consumers and younger demographics—presents immediate growth potential. Find out how forward-thinking issuers will leverage data-driven personalization, fintech partnerships, and innovative payment flexibility to differentiate their offerings in this dynamic, competitive landscape.

How Credit Unions Can Seize Buy Now Pay Later Opportunities

How Credit Unions Can Seize Buy Now Pay Later Opportunities

As Buy Now, Pay Later (BNPL) continues to boom, more financial institutions are taking aim at the feature. To support this, Payment Systems for Credit Unions (PSCU) recently launched a solution that will allow the roughly 2,400 credit unions they serve to provide BNPL options.